Understanding Finance Basics

About Me
Understanding Finance Basics

As soon as I got my own checking account, I realised that I needed to focus on understanding the basics of finance. I worked really hard to perfect my skill set, and within a few months, I was able to budget with the best of them. It took a little bit of time to completely get familiar with how to live within my means, but before I knew it, I found myself enjoying saving just as much as spending. This blog is all about understanding finance basics and getting your feet under you. I know that these concepts have really helped me.

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The Benefits Of Using A Mortgage Refinance Calculator

5 April 2024
 Categories: Finance & Money, Blog

Navigating the nebulous world of mortgage refinance options can feel like choreographing a dance on a tightrope, with financial perils on one side and missed opportunities on the other. However, there's a beacon of clarity to guide you through this intricate financial landscape—the mortgage refinance calculator. In this blog post, you'll discover why this digital tool is vital and how, when wielded with precision, it can lead to tangible financial gains. Read More …

The Surprising Benefits of Credit Repair

11 January 2024
 Categories: Finance & Money, Blog

Financial mistakes can have a negative impact on your credit score, which can make it harder to achieve your financial goals. However, credit repair can help you fix your credit history and get back on track. In this blog post, we'll explore some of the surprising benefits of credit repair and why it's worth considering. 1. Better Interest Rates  One of the most immediate benefits of repairing your credit is that you may be eligible for better interest rates on loans, credit cards, and mortgages. Read More …

How A Bail Bondsman Can Help You

2 August 2023
 Categories: Finance & Money, Blog

If you ever get arrested, it's a good idea to call a bail bondsman to assist you. Bail bondsmen can get you out of jail fast.  They will post bail on your behalf so that you can get back to your family and your life very quickly. You may be wondering how the entire process works. Here's a closer look. Your Arrest When you get arrested you will have to appear before a judge and they will set bail for you. Read More …

Index Funds — Investment Tips For Beginners

2 May 2023
 Categories: Finance & Money, Blog

Index funds are preferred mutual funds for a lot of new investors because of their low operating costs. If you plan to invest in some as a beginner, here are some insights you need to pay attention to. Assess Your Financial Situation Before you start investing in index funds, it's important to assess your current financial situation. For instance, you need to see how much you make each year after taxes, how much debt you have currently, and what your current expenses are. Read More …

Dealing With Mortgage Loan Rates In Times Of Inflation

9 January 2023
 Categories: Finance & Money, Blog

Interest rates always affect mortgage loans, but periods of high inflation tend to make the influence more pronounced. The main reason is that federal agencies work hard to fight high inflation, and the Feds' primary inflation-fighting tool is usually high rates. Why would the Feds do this? The government wants to discourage economic activity. Unfortunately for folks looking at mortgage loan rates, this tends to drive up the cost of housing. Read More …